The first insurance against AI-driven displacement

When AI takes
your job, we pay.

Pay a monthly premium. If you're laid off because AI automated your role, we pay you a monthly benefit — up to 12 months — while you retrain, pivot, or find your next opportunity.

127K+
Tech workers laid off in 2025
with AI cited as a factor
$700B
Companies spent on AI infra
in 2025 — funded by headcount cuts
AI Displacement Risk Index
Low Moderate High Critical
Displacement risk is rising across knowledge work sectors. This risk has no existing safety net.
The Gap

No safety net exists for AI displacement.

Unemployment insurance

Wasn't designed for AI. Doesn't cover AI-specific displacement triggers. And 75% of laid-off workers don't even apply.

Employer benefits

Severance is one-time. COBRA runs out. Help wanted signs don't match the skills AI displaced. The gap between layoff and re-employment is growing.

Personal savings

6 months of runway for most Americans — not enough when AI is accelerating displacement across entire job categories simultaneously.

How It Works

Simple. Honest. Built for this moment.

01

Subscribe

Choose your coverage tier. Pay a fixed monthly premium. No underwriting exam. No waiting period. Coverage begins immediately.

02

We Monitor the Risk

Our proprietary AI Displacement Index tracks industry adoption signals, WARN notices, earnings call language, and company-level restructuring data.

03

If It Happens

Submit your separation notice. We verify the displacement was AI-driven. Benefit payments begin within one billing cycle.

The Trigger

A payout is triggered when you receive a separation notice and our index confirms your employer cited AI-driven restructuring, automation, or role elimination as a primary reason. No subjective claims. No lengthy assessments.

Coverage

Two tiers. One mission.

Essential
$49/month
  • Up to $2,000/month benefit
  • Up to 6 months of payments
  • Single trigger verification
  • Dashboard to track your status
Best for individual coverage. Pays out while you retrain or find your next role.
Most Popular
Professional
$129/month
  • Up to $5,000/month benefit
  • Up to 12 months of payments
  • Priority trigger verification
  • Career transition support
  • AI skills reskilling credits
Best for senior individual contributors and managers. Full runway for what's next.
Why Now

The window is opening. The gap is visible. The risk is quantifiable.

In 2025, 127,000+ tech workers lost their jobs with AI explicitly cited as the reason. Oracle cut 30,000 people and said it was funding AI infrastructure. HP announced AI-driven workforce reductions. Cisco, IBM, Intel — the list keeps growing. California just issued its first state-level executive order on AI-driven displacement. This is not a future problem. It's happening now.

The actuarial signal is clear. Displacement is verifiable. The risk is insurable. No one is building this specifically — the way unemployment insurance was built for industrial restructuring. This is that moment, and it's the AI era's version.

2023
AI begins cutting support and operations roles
2024
Grammarly, PayPal cite AI for workforce reductions
2025
Oracle, HP, Cisco, IBM execute large AI-linked cuts
2026
5.2M total layoffs. State-level policy response begins. The gap is undeniable.

Every knowledge worker in America is one memo away from being replaced by a model.

Most of them have no financial protection. LayoffSafe changes that. The first insurance product built specifically for the risk that AI created — and is accelerating.

Pay monthly. Get paid monthly — if AI takes your job. Coverage starts the day you subscribe.